• Relationship lending and financial performance of Savings and Credit Co-operative Societies in Tanzania. 

  Towo, Nathaniel, N; Ishengoma, Esther, K; Mori, Neema (Emerald Publishing Limited, 2022)

  Purpose – This paper examines the influence of relationship lending on the financial performance of Savings and Credit Co-operative Societies (SACCOS) in Tanzania. Design/methodology/approach – A panel data of 460 ...
• Bank requirements and governance for savings and credit co-operative societies (SACCOS) in Tanzania and Kenya 

  Ishengoma, Esther, K; Towo, Nathaniel, N (Practical Action Publishing, 2016)

  As suppliers of wholesale commercial funds to savings and credit co-operative societies (SACCOS) for on-lending to their clients, banks are key stakeholders. According to the agency theory, banks influence the operations ...
• Financial leverage and labor productivity in microfinance co-operatives in Tanzania 

  Towo, Nathaniel; Mori, Neema; Ishengoma, Esther (Cogent Business & Management, 2019)

  Microfinance co-operatives (MFCs) are increasingly accessing loans from other financial institutions to finance their lending activities. However, knowledge about the association between loans from other institutions and ...
• Financial leverage and financial performance of savings and credit co-operative societies in Tanzania 

  Towo, Nathaniel, N (International Journal of Rural Management, 2022)

  The purpose of this study is to examine the relationship between financial leverage and financial performance of Savings and Credit Cooperative Societies in Tanzania (SACCOS). The study used a panel data set of 115 SACCOS ...
• Influence of co-operative characteristics on financial performance of Irish potato farmer co-operatives in northern and western province Rwanda 

  Uwaramutse, C.; Towo, E. N.; Machimu, G. M. (African Journal of Applied Research, 2022)

  Purpose - The purpose of this paper is to examine the influence of co-operative characteristics on the financial performance of Irish Potato Farmer Co-operatives (IPFCs) in Northern and Western Provinces, of Rwanda. ...
• Contribution of Co-operatives Towards Improving Food Security in Rural Tanzania: Implications of Horizontal Integration Practices 

  Mchopa, Alban D.; Machimu, Gervas M.; Kazungu, Isaac E. (AJCDT, 2020)

  Smallholder farmers often establish associations including co-operatives to address production and financial challenges and household level needs. However, due to drastic climate changes, agricultural co-operatives ...
• Market Orientation and Financial Performance of Irish Potato Farmer Co-operatives in Rwanda. East African Journal of Science and Technology. .73 – 94. 

  Uwaramutse, Charles; Towo, Esther N.; Machimu, Gervas M. (EAJST, 2022)

  Co-operatives are considered key vehicles for increased market orientation among smallholder farmers. Nonetheless, there are limited studies on its influence on the performance of co-operatives in developing and emerging ...
• Rural customer electronic banking services adoption: experiences from NMB bank plc customers in rombo district, Tanzania 

  Ninga, Edgar R.; Machimu, Gervas M. (JCBS, 2021)

  Customer preference for e-banking is a contextual concept, and how it manifests itself varies from a person to person, product to product and service to service. A variety of psychological, economic, socio-demographic, ...
• Factors affecting competitive advantage of sido supported small scale furniture industries in Dar es salaam and Arusha regions, Tanzania 

  Kumburu, Neema, P; Kessy, John, F; Mbwambo, Steven, J (Journal of Co-operative and Business Studies (JCBS), 2019)

  This study was designed to assess the factors affecting competitive advantage of SIDO supported small- scale furniture industries in Dar es Salaam and Arusha cities of Tanzania. Primary and secondary data for the study ...
• Determinants of Farmers’ Satisfaction with Access to Irish Potato Farmer Co-operatives’ Services in Northern and Western Provinces, Rwanda 

  Uwaramutse, C; Towo, E. N.; Machimu, G. M. (Moshi Co-operative University, 2022)

  Satisfaction of members with services offered by co-operatives is key for a co-operative success. However, it remains questionable whether co-operatives have really achieved their expected objectives. This paper analysed ...
• Impact of cooperative members' contract arrangements on sugarcane farming in Kilombero valley. 39 – 56. 

  Koshuma, J. A.; Machimu, Gervas; Panga, Faustine (EAJST, 2022)

  Contract farming has been adopted by agribusiness firms and cooperatives to ensure a constant supply of raw materials to the buyers. It is a foreseen approach by cooperatives and other firms for improving farmers' ...
• Wedding and wasting 

  Chambo, A (2022)
• Co-operative education and training in Tanzania 

  Chambo, Suleman A. (2010)
• Challenges facing SACCOS in the East African region 

  Chambo, Suleman A. (2009)
• Individuals’ Determinants of Participation in Savings and Credit Co-operative Societies in Mwanza and Tabora Rural Areas, Tanzania 

  Msuya, Richard I.; Mataba, Lucas (African Journal of Co-operative Development and Technology, 2021)

  Participation in Savings and Credits Co-operative Societies (SACCOs) is open to all. Yet, some individuals do not participate. The study assessed individuals’ determinants of participation in SACCOs. Data were collected ...
• The link between financial performance and loan repayment management in Tanzanian SACCOS 

  Ndiege, Benson O.; Mataba, Lucas; Msonganzila, Margret; Nzilano, Kelvin L. (African Journal of Business Management, 2015)

  The Savings and Credit Cooperative Societies (SACCOS) which are co-operative financial models are flourishing in most of the developing economies recently. However, loan repayment capacity remains a challenge that threatens ...
• Web Visibility of Co-operative Research in Tanzania: A Case of Moshi Co-operative University 

  Sife, Alfred S.; Mataba, Lucas D. (Journal of Co-operative and Business Studies (JCBS), 2021)

  This study was carried out to map the web visibility of co-operative research in Tanzania for the period between 2004 and 2020.Visibility was measured by determining the distribution of publications by type, growth pattern ...
• Proceedings of the Second International Conference Held at Moshi Co-Operative University Tanzania From 1st To 3rd September 2021 

  Moshi Co-operative University (Moshi Co-operative University (MoCU), 2021)

  This paper documents and discusses industrialisation efforts in Tanzania since the country’s 1961 political independence. It also dwells briefly on the roles of co-operatives in Industrialisation. It is based on secondary ...
• Beyond Borders: Essays on Entrepreneurship, Co-operatives and Education in Sweden and Tanzania 

  Seimu, Somo M.L (Creative Commons Attribution, 2021)
• Innovation Value Chain Status of Government Co-operative Supporting Organisations in Tanzania 

  Njau, Luka, S; Massawe, Fatihiya, A; Mahonge, Christopher, P (The East African Journal of Social Sciences and Humanities (EAJSSH), 2019)

  Managing innovation processes is a crucial facet to organisations. Contemporary global competition has necessitated organisations aiming at becoming and remaining vibrant to invest in innovation as a key competitive tool ...

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