Abstract:
This report presents, in summary, the findings of a study on Biharamulo Co-operative Union (BCU)
in Biharamulo district. The overall objective of this study was to identify and document experiences
of innovations in the reform process that were being carried out by co-operators in the era of
liberalization of the economy. Specifically, the study aimed at exposing such experiences to policy
makers and providing an opportunity for emulation and up-scaling by other co-operative
stakeholders. This report provides such experiences from the study. The study, however, has
revealed a "missed opportunity for members' innovativeness” for a giant co-operative union like
BCU
