Mgema, Japhet M.; Elias, Ruth.; Mataba, Lucas D.(Moshi Cooperative University (MoCU), 2026)
Livelihood outcomes denote improvements in overall wellbeing among rural smallholder farmers, anchored in access to financial capital. Despite increasing policy attention to financial inclusion, evidence on how access to ...
Robert, Renatus.; Ponera, J.M.(Moshi Co-operative University (MoCU), 2025)
This study examines the influence of user awareness on the adoption of blockchain technology in microfinance institutions (MFIs) within Arusha Municipality, Tanzania. Guided by the Diffusion of Innovation (DOI) theory, the ...
Morah, Job J.; Ponera, Jaffar M.(Moshi Co-operative University (MoCU), 2025)
This study investigates the relationship between the adoption of in-vehicle safety technologies and the frequency of road accidents in the Moshi municipal council, Tanzania. The study was grounded on the human factors ...
Malunda, M.; Ponera, Jaffar M.(Moshi Co-operative University (MoCU), 2025)
This study examines the level of digital platform security awareness on cybercrime reduction among financial service agents in Temeke Municipality, Tanzania. The research was guided by the Technology Threat Avoidance Theory ...
Lufuke, Yiusuph E; Ponera, Jaffar M.(Moshi Co-operative University (MoCU), 2025)
This study examines the level of awareness, prevalence and preparedness of police officers toward Social Engineering Attacks (SEAs) in the Oysterbay police district, Kinondoni municipality, Dar es Salaam. Guided by a ...
The field of gender has recently gained acceptability across the globe. While the concept of gender development has been widely studied, the link between gender attributes, income and consumer purchase-decision at the ...
Kyumana, Valeria; Ponera, Jaffar M.(Papers in Education and Development, 2025)
This study examined job burnout among academic staff at Tanzania’s Institute of Finance
Management (IFM) and Moshi Co-operative University (MoCU). Using Maslach’s Burnout
Inventory, it assessed burnout levels, causes, ...
Ndikumana, Innocent(University of Lay Adventists of Kigali, 2024)
Living labs are instrumental in advancing entrepreneurship by offering real-world settings for
innovation and skills development. This study explores how various dynamics within living
labs impact students' entrepreneurial ...
Serem, Caroline(The Cooperative University of Kenya, 2024)
The research explored on making successful cooperative societies and innovative entrepreneurs:
challenges, opportunities, and new trends, was conducted in Uasin Gishu County. It aimed to
investigate the critical factors ...
Participation in agricultural cooperative societies (ACS) entails a mix of advantages and obstacles. When
examining youth participation in these ACS, costs and benefits become subject of debate. While
membership fees, ...
Anthony, Exavery C.(Sokoine University of Agriculture (SUA), 2022)
This study aimed on assessment of usage of digital library services by undergraduate students. The study carried out at Sokoine University of Agriculture at Morogoro region. The respondents of the study are the undergraduate ...
Wambua, Victor(The Co-operative University of Kenya, 2023)
This study investigated the impact of social inclusion in corporate governance on the financial
performance of agricultural cooperatives in Kenya, with a focus on how legislative frameworks
moderate this relationship. ...
Wambua, Victor(The Co-operative University of Kenya, 2023)
This study explored the impact of social inclusion in member participation on the financial
performance of agricultural cooperatives in Kenya, emphasizing the role of legislative frameworks
in moderating this relationship. ...
Wambua, Victor(The Co-operative University of Kenya, 2022)
This study empirically examines the impact of economic growth and decent work on the misery index in
BRICS economies between 2000 and 2022. The data used in this study is extracted from the World Bank
Indicators (WBI). ...
This paper uses socio feminist and dynamic capability theory to explain attributes of women
who own growing enterprises in Moshi municipality. Multiple case study design was used to
produce detailed descriptions of the ...
Salami, Ahmed.O(Mohammed VI Polytechnic University, 2024)
Rwanda's dominant sector lies in Agriculture with the majority of the population facing
challenges in financial literacy and access to finances, which are critical for the sustainability
of cooperatives' society. The ...
Anayo, O.H(Mohammed VI Polytechnic University, 2024)
As countries aim for financial inclusion, the recognition of cooperatives as instruments and catalysts for
community development can not be overemphasized. The research paper explores the impact of
cooperatives in ...
Carl Gustaf von Koch was a legendary innovator and entrepreneur in the Swedish insurance
history and highly involved in transforming the Swedish insurance market. He started his career
as an unpaid officer in the state ...
As countries aim for financial inclusion, the recognition of cooperatives as instruments and catalysts
for community development can not be overemphasized. The research paper explores the impact of
cooperatives in promoting ...