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Relationship between sources of funds and outreach in savings and credits cooperatives societies: Tanzanian case

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dc.contributor.author Ndiege, Benson O.
dc.contributor.author Haule, Tito B.
dc.contributor.author Kazungu, Isaac
dc.date.accessioned 2023-08-16T07:57:03Z
dc.date.available 2023-08-16T07:57:03Z
dc.date.issued 2013
dc.identifier.citation Ndiege, B. O., Haule, T. B. & Kazungu, I. (2013). Relationship between sources of funds and outreach in savings and credits cooperatives societies: Tanzanian case. European Journal of Business and Management, 5 (9), 188-196. en_US
dc.identifier.issn 2222-1905
dc.identifier.issn 2222-2839
dc.identifier.uri http://repository.mocu.ac.tz/xmlui/handle/123456789/448
dc.description.abstract There is continuous and increasing flow of funds from commercial banks and other formal financial institutions to the Savings and Credits Cooperative Societies (SACCoS) in Tanzania. This experience causes contradiction of whether it is blessing or threat to the SACCoS existence. This paper examines the linkage between sources of funds and level of outreach as a performance indicator in SACCoS. We employ panel data which are obtained from Ministry of Agriculture Food and Cooperatives for the period 2005-2012 and analysis is based on panel data regression model. Findings indicate that both external and internal sources of funds are positive and significantly related to outreach. However the results indicate that external sources funds are becoming central part of the SACCoS loan portfolio as compared to internal sources of funds. This is a threat to saving practices in SACCoS. We recommend that policy and rules governing SACCoS indicate clearly the model and level of linkage to maintain the principles, structure and objectives of member-based microfinance. en_US
dc.language.iso en en_US
dc.publisher IISTE en_US
dc.subject Tanzania en_US
dc.subject Microfinance en_US
dc.subject SACCoS en_US
dc.subject Outreach en_US
dc.subject External funds en_US
dc.subject Economic development en_US
dc.title Relationship between sources of funds and outreach in savings and credits cooperatives societies: Tanzanian case en_US
dc.type Article en_US


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