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Access to Agricultural Credit for Smallholder Farmers in Shinyanga region –Tanzania

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dc.contributor.author Sanka, Marco B.
dc.contributor.author Nkilijiwa, Angelina L.
dc.date.accessioned 2022-04-11T08:33:01Z
dc.date.available 2022-04-11T08:33:01Z
dc.date.issued 2021
dc.identifier.citation Nkilijiwa, A. L., & Sanka, M. B. (2021). Access to agricultural credit for smallholder farmers in Shinyanga region –Tanzania , East African Journal of Social and Applied Sciences, 3(1), 181-191. en_US
dc.identifier.issn 2714-2051
dc.identifier.uri http://repository.mocu.ac.tz/xmlui/handle/123456789/277
dc.description Economic and Statistics en_US
dc.description.abstract This paper analyses the access to agricultural credits for smallholder rice farmers in ShinyangaRegion- Tanzania. Specifically, it describes thesources of credit facilities available to the rural area and the factors determining access to agricultural credit in the study area.A multistage random sampling technique was used. Two district councils that were the largest producers of rice were purposively sampled; these include Shinyanga and Msalala. A total of 180 rice farming households were selected from the smallholder farmers using a simple random sampling technique.Data on demographic and farmer-household socioeconomic characteristics that are likely to affect small-scale farmers' decisions to take out agricultural credit were collected using a semi-structured questionnaire. In this study, descriptive statistics and the logit model were used. The study revealed that sources of agricultural credit were cooperative institutions, personal savings, individual money lenders), relatives/Friends, Microfinance Institutions, and Commercial Banks. Furthermore, the study found that factors such as gender, household size,household income, membership in cooperative institutions, land size, and asset value positively influence agriculture credit in the study area. However,age and livestock ownership found to havea negative influence in accessing agricultural credit. The study recommends that farmers and cooperative stakeholders insist that farmers form the self-help groups like cooperative institutions asthe compatible source of agricultural credit in the rural area. en_US
dc.language.iso en en_US
dc.publisher East African Journal of Social and Applied Sciences (EAJ-SAS) en_US
dc.relation.ispartofseries Vol.3;No.1
dc.subject Economic Statistics en_US
dc.title Access to Agricultural Credit for Smallholder Farmers in Shinyanga region –Tanzania en_US
dc.type Article en_US


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