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Access to agricultural credit for smallholder farmers in Shinyanga region – Tanzania

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dc.contributor.author Sanka, Marco B.
dc.contributor.author Nkilijiwa, Angelina L.
dc.date.accessioned 2023-08-16T06:49:05Z
dc.date.available 2023-08-16T06:49:05Z
dc.date.issued 2021
dc.identifier.citation : Nkilijiwa, A. L., & Sanka, M. B. (2021). Access to agricultural credit for smallholder farmers in Shinyanga region –Tanzania , East African Journal of Social and Applied Sciences, 3(1), 181-191 en_US
dc.identifier.issn 2714-2051
dc.identifier.issn 0856-9681
dc.identifier.uri http://repository.mocu.ac.tz/xmlui/handle/123456789/427
dc.description The current issue and full text archive of this journal is available at: http//www.mocu.ac.tz en_US
dc.description.abstract This paper analyses the access to agricultural credits for smallholder rice farmers in ShinyangaRegion- Tanzania. Specifically, it describes thesources of credit facilities available to the rural area and the factors determining access to agricultural credit in the study area.A multi stage random sampling technique was used. Two district councils that were the largest producers of rice were purposively sampled; these include Shinyanga and Msalala. A total of 180 rice farming households were selected from the smallholder farmers using a simple random sampling technique.Data on demographic and farmer-household socioeconomic characteristics that are likely to affect small-scale farmers' decisions to take out agricultural credit were collected using a semi-structured questionnaire. In this study, descriptive statistics and the logit model were used. The study revealed that sources of agricultural credit were cooperative institutions, personal savings, individual money lenders), relatives/Friends, Microfinance Institutions, and Commercial Banks. Furthermore, the study found that factors such as gender, household size,household income, membership in cooperative institutions, land size, and asset value positively influence agriculture credit in the study area. However,age and livestock ownership found to havea negative influence in accessing agricultural credit. The study recommends that farmers and cooperative stakeholders insist that farmers form the self-help groups like cooperative institutions asthe compatible source of agricultural credit in the rural area. en_US
dc.language.iso en en_US
dc.publisher East African Journal of Social and Applied Sciences (EAJ-SAS) en_US
dc.relation.ispartofseries Vol. 3;No. 1
dc.subject Agricultural Credit en_US
dc.subject Credit facility en_US
dc.subject Smallholder farmers en_US
dc.subject Logit model en_US
dc.title Access to agricultural credit for smallholder farmers in Shinyanga region – Tanzania en_US
dc.type Article en_US


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